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Reverse Mortgages

An introduction to reverse mortgages and their benefits.

How a Reverse Mortgage Works

Understand the mechanics of how reverse mortgages operate.

Types of HECM Loans

Explore the different types of Home Equity Conversion Mortgages.

Who Qualifies for a HECM Loan

Eligibility criteria for Home Equity Conversion Mortgage loans.

Key Features of a HECM Loan

Discover the main characteristics of HECM loans.

Heirs and HECM Loans

Information for heirs regarding Home Equity Conversion Mortgages.

HECM’s & Estate Planning

The role of HECMs in estate planning strategies.

HECM Loan Proceeds

Understanding how HECM loan proceeds are disbursed and used.

HELOC’s vs HECM Lines of Credit

Compare HELOCs and HECM lines of credit for benefits and drawbacks.

History of HECM Loans

Explore the development and evolution of HECM loans over time.

HECM for Purchase

Learn how HECM can be used for purchasing a new home.

Myths and Facts

Debunking common myths and presenting facts about reverse mortgages.

Reverse Process

Step-by-step guide to the reverse mortgage process.

Reverse FAQ’s

Frequently asked questions about reverse mortgages.

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Branch Office 605 S Orchid Drive White Oak, TX 75693

This licensee is performing acts for which a mortgage company license is required. OC Home Loans, Inc., is licensed by the Texas Department of Savings and Mortgage Lending; the Tennessee Department of Financial Institutions; and the Alabama State Banking Department: NMLS: 1842513. A Home Loan approval is not guaranteed and is subject to lender review and verification of information. All Home Loan approvals are conditional and all conditions must be met by borrower(s). A Home Loan is only approved when lender has issued a specific approval in writing and is subject to any and all Lender conditions. Specific programs or specific interest rates may not be available to all borrowers. Interest rates are subject to change with market conditions. K2-Financial, LLC is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the states of Texas, Tennessee or Alabama.
Corporate Address: 24302 Del Prado Suite B Dana Point, California 92629
Complaint/Recovery Fund Notice: (https://www.sml.texas.gov/wp-content/uploads/2021/07/rmlo_80_200_b_recovery_fund_notice.pdf)

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